By Alistair Paterson: Credit card fraud has been big business for quite some time with losses expected to reach $24 billion by 2018. There are two types of credit card fraud – physical card fraud which involves the cloning of credit cards and Card Not Present (CNP) fraud, when the card is used online and over the

Nationwide’s annual survey of business owners found that 13 percent said they experienced a cyberattack. However, that number jumped to 58 percent of owners who identified as victims when shown a list of the following types of attacks — revealing a 45 percent gap and lack of understanding about what constitutes an actual attack. According to